The price of everything is going up. Even the price of food is constantly increasing. No matter what shape the economy is in a person still has to be able to feed their family. There are many things that a person can do to save at least $55 on their grocery bill.
There is nothing wrong with shopping with coupons. There are many places that a person can find these coupons as well. The Sunday paper is a great place to find deals as well as the weekly flyers as clipped as well. There are even ways to link the club card through the store’s website so saving are automatic. There are many sites on the internet that will allow a person to print out coupons they are looking for. A person can also try writing to the company to tell them how much they like their product. In order to keep a happy customer the company will also send them coupons to use. If a person has a negative experience with a product they should also let the company known. Many companies will send a replacement coupon for a product that a person was not satisfied with or did not meet quality expectations.
Being Organized Saves Money
When going to the grocery store it is helpful to make a list of exactly what is needed. This way a person can get in and out without buying extra items. When strolling through the store there are displays set up so the store can try to sell products. The more a person walks around the more likely they are to buy extra things. This can add a lot of money to the bill. When looking to buy products in bulk a person should look at the price per unit. While buying in bulk does allow a person to save money sometimes the price per unit is actually more expensive.
Following these simple tips can help a person save at least $55 on their grocery bill. Every coupon helps a person save money. If a person saves $55 per trip the savings add up to hundreds of dollars over the course of a year.
I know the requirements to post on 55aday.com is to offer tips that save 55 dollars but today i’m going to share with you a tip that will save you much more than that. The secret is to make sure that you shop for your auto insurance online. I know this may seem like a “duh” moment but you’ll be amazed at the difference in auto insurance quotes you will receive when shopping online vs calling insurance companies directly. Let me explain a bit further.
Lack of competition offers no incentive to give a good deal
When you call state farm, progressive or any of the big named auto insurance companies they will simply push into their computers your driving history, age and vehicle you want insured. From there you will get a rate that they have deemed a “good deal”. Since you called them they (the insurance company) has no incentive to offer you a good deal. While some people take the time to call multiple insurance companies and pit them against each other, most people simply take the first offer and sign up. The insurance agencies know this and only offer decent deals this way.
If you shop for car insurance quotes online all these companies instantly have to fight for your attention. You simply input your zip code, age and a few other details and you instantly have half a dozen companies ready to talk to you. At this point you can submit to each company a big which they are compelled to offer you the best deal they can knowing that they are directly competing with their competitors.
Where should you be shopping online?
As mentioned above, you can go directly to large insurance companies such as State Farm, Farmers or even Geico for “competitive rates”. Alternatively you can find smaller online insurance quote websites such as californiaautoinsurancehq.com. Most of these smaller auto quote sites are dedicated to individual states. For instance, while California Auto Insurance HQ can handle quotes in every state they specialize in offering competitive quotes to citizens living in the state of California. A simply search in Google will show you compare rate sites for your particular site.
How much can you save?
I live in California so I used the link above to get my policy. They were able to get the large insurance companies to fight against each other and offer me a policy that was hundreds less per year then what individual companies told me was their “rock-bottom” price over the phone. It’s worth shopping online — I saved HUNDREDS of dollars by spending an extra 60 minutes of time. Well worth it in my book!
Today i’ll share with you how I saved hundreds of dollars buying my beef in bulk. Typically, if you purchase your meat from the supermarket you’ll be paying anywhere from $2.00 – $12.00 a pound depending on the cut of meat you purchase. Imagine if you could purchase your beef in bulk and pay less than $3-4 per pound regardless of the cut of meat. Yes i’m talking about ground beef and T-bone steaks at the same price. This is exactly what I did. It saved me a couple hundred dollars a year!
How Can I Save?
I talked to a local cattle rancher here in Iowa and I was able to work out a deal where I could buy exactly half a cow. We agreed on a $2.00 per pound (hanging weight) and then an additional $1 per pound processing fee. With a typical cow weighing anywhere between 800-1200 pounds (hanging weight) I was able to acquire 500 pounds of beef. For a family of four this would be enough red meat for the entire year.
While 500 pounds at $3 a pound sounds like a large investment just think about the cost with buying meat weekly or monthly at the grocery store. Figure a decent steak costs you at least $10 and you can see how easily it is to rack up the grocery bill. Now if you can get each steak for $3.00 then there is some serious money to be saved!
We looked on Craigslist and were able to find a deep freezer for sale for $100.00. This sucker was definitely big enough to store all the new meat we bought. I highly suggest finding a deep freezer because it will be extremely hard to stuff it in your standard fridge/freezer combo. It’s also a good idea to talk to your family and friends and see if they are interested in sharing this expense. You buy the large order of beef and you split everything. In this situation you may be able to reap the savings and avoid having to buy additional storage.